I picked up the blank journal at a local craft store. Covered it in Wild Wasabi Cardstock and Epic Day Patterned Paper (DSP) and added a little ink. The scallop border is actually made with Calypso Coral punched circles adhered to the back of the patterned paper layer. The bottom of the banners were cut by hand. I did use a ruler to mark the center on the back before cutting. Then I made templates to save for next time.
The blue banner is Soft Sky Cardstock, inked with Pool Party ink. The yellow banner is from the Epic Day DSP pack. There are 2 scallop circles (more Epic Day DSP) layered on top of the banners. Then a white cardstock punched with the Decorative Label Punch, and stamped with one of the images from the Four Frames Set. Both butterflies are from the Beautiful Wings Embosslits. They are in Calypso Coral and Wild Wasabi.
The ribbon pieces are from various brands I have stocked up on in years past.